Personal Loans for almost anything. Borrow between $5,000 and $70,000

Compare over 9 different lenders with no impact to credit score 

Terms from 3 to 7 years

Fixed rates to offer stability

Variable rates to offer the most flexibility

Tailored rates for your profile

Weekly, fortnightly or monthly repayment options

$0 early termination fees

How to apply

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Tell us about yourself

Answer a few questions so we can understand your goals, budget and needs.

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Review rates

Take in your options, supplied to you from our multiple lenders.

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Choose your loan

Once you are happy to proceed, we will submit your loan for approval

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Finalise your application

Once approved, all you have to do is sign

  • Quick and simple application
  • No-obligation quote and approval
  • Flexible loan options
  • Competitive rates

Assessing your risk profile

Every lender has their own way of determining your interest rate based on your profile strength. Meaning you may qualify for a better rate with one lender rather than another

Simply Finance can quote your profile across multiple lenders to make sure you are getting the best rate on the market

Below is an example of a $30,000 loan over 5 years depending on the strength of your profile

Strong Profile

Base Rate - 7.64%
Comparison Rate - 10.30%
Repayment - $641/m

More

  • Comprehensive credit score above 800
  • Home owner or long term renter
  • Full time employed
  • Excellent banking conduct

Good Profile

Base Rate - 9.89%
Comparison Rate - 12.57%
Repayment - $676/m

More

  • Comprehensive credit score above 650
  • Home owner or renter
  • Full time or part time employed
  • Good banking conduct

Average Profile

Base Rate - 12.41%
Comparison Rate - 15.13%
Repayment - $715/m

More

  • Comprehensive credit score below 650
  • Home owner, renter or boarder
  • Full time, part time or casually employed
  • Average banking conduct

*Comparison rates: Comparison rates help you understand the true cost of a loan. All comparison rate examples shown are for a personal loan amount of $30,000 and a term of 5 years. WARNING: Comparison rates apply only to the example or examples given and may not include all fees and charges. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Looking for another type of loan?

Simply Finance can help you with a range of other loans too.

We have many types of business loans available and personal loans for you too.

Click on through, read about our loans and then give us a call on 1300 115 263 and speak to a friendly Simply Finance staff member.

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