Jet Ski Loans & Financing

Take to the water sooner on a Jet Ski
with fast pre-approval and expert
services from Simply Finance.

Let's go!

Personalised Jet Ski finance tailored to suit your needs and budget

Whether it’s for fishing, family fun, or speed, our Jet Ski Loan options get you out on the water hassle-free. Our expertise and connections allow us to find a wide range of loans for all major PWC brands of jet ski (new or used) and get the best one for your needs. We go to bat for our customers, with friendly consultants to help you step-by-step to find loan rates that often beat out the four big banks.

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Flexible options

We’ll tailor your Jet Ski loan to suit your expectations, budget and needs.

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Easy application

Apply quickly and easily from
your phone, tablet or desktop.

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Experience and understanding

Get personalised serviced from a
knowledgeable boat loan consultant.

How do Jet Ski loans work?

Taking out a Jet Ski loan gives you straightforward and simple repayments with a fixed interest rate during its lifespan. Your Jet Ski will be used as a security guarantee, increasing your lender’s confidence.

We have streamlined our loan process to be quick and easy. Just use our loan calculator, and you will get an accurate, personalised quote in just a few minutes, thanks to its advanced AI technology.

Alternatively, simply contact us, and our experienced consultants can help guide you step-by-step to find the best Jet Ski loan for you.

Couple on a jetski in the ocean with beach in the background
Birds eye view of a couple on a jetski speeding through the ocean

How much can I borrow for my Jet Ski loan?

We assist you in borrowing what you need to get you going. Every situation is different, but a maximum limit isn’t an issue if you meet the requirements.

What type of Jet Ski loan should I get?

We offer three types of loans for a Jet Ski – a consumer loan, personal loan or chattel mortgage. Each one depends on your situation, your budget, how flexible you want to be and any collateral. Our advanced quoting system and staff will help you decide the best option for your needs.

Jetski floating in the water at a beach

Which Jet Ski loan is the best fit for you?


Secure, stable, reliable

Taking out a consumer loan gives you straightforward and simple repayments with a fixed interest rate during its lifespan. If for any reason you’re in a position where you can’t pay your loan, your asset will be sold and its value will go towards the repayment sum. Any unpaid balance is the consumer’s responsibility. A loan repayment calculator can help you to figure out which loan is going to be most suitable for you and your lifestyle.

  • Secure and stable fixed interest rates
  • Flexible loan plans ranging from one to five years
  • Choose a repayment schedule that works for you
Jet ski floating in shallow water
Birds eye view of a person on a jet ski in a crystal clear ocean

Secure, stable, reliable

A personal loan can give you the funds you need to pay for the Jet Ski that’s caught your eye, or any marine accessories you’re in need of. If you’re on the hunt for competitive rates, flexible terms that suit you and your budget, and a steady repayment schedule, a personal loan is a great option. Your Jet Ski or new accessory can be used as security to reduce your interest rate and repayment amounts.

  • Flexible funding for your ideal model
  • Competitive rates
  • Secure your loan for a reduced interest rate

Flexible, secure and scheduled

If you’re using your boat for business purposes then a chattel mortgage is a great option. Under a chattel mortgage, your chosen lender buys your Jet Ski, then registers a mortgage, sets a fixed interest rate and organises an ongoing repayment agreement with you. And because you’re using your Jet Ski for business, you’ll benefit from tax-deductible interest charges and depreciation.

  • Fixed interest rate
  • Flexible loan lengths ranging from one to seven years
  • Residual value or balloon repayments available
Man standing up while riding a jetski

Looking for another type of loan?

We love helping people pay for their dream Jet Ski, but it’s not the only thing we do. If you’re looking to get another loan, we also offer Business and Personal Loan services.

Whether you want to get that special something or you’re looking to make a business investment, we’re happy to help.

Powerful Partnerships

Let’s talk loans. Send us a message and we’ll get right back to you.