Caravan Loans & Financing

Hit the open road as soon a
you’re ready with our great-value
caravan, RV or camper trailer loans.

Let's go!

Simple and secure financing to help you find your home away from home faster

Adventure calling? With a range of flexible lending options to choose from, years of industry experience and personalised advice, we make securing the right motor vehicle loan simple. Whether you’re a first-time buyer or you’re planning to upgrade from your current model, we have a rate to suit every kind of outdoor adventure.

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Available for private caravan sales

Find a loan that works for you and your budget.

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New and used RVs,
camper trailers and caravans

Our specialist services will help you to
secure the model you have in mind.

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Trusted Australian lenders

We have a direct network with some
of the biggest names in finance.

Caravan loans with Simply Finance

Our aim is to make your journey hassle-free, and that includes dealing with caravan finance. Over the years, our experts have built a large network of trusted sources across Australia, allowing us access to a wide range of flexible caravan loan options. We always fight hard to get our customers the best, tailor-made loans for their situation, whether it’s personal or business. In fact, our rates are so good we often beat out the four big banks.

Many people get bogged down in comparing rates and tightening budgets, but why should you have to do the heavy lifting? We live for this stuff.
Our process is quick and simple – you can do it online or contact us directly; we’d love to hear from you. Even if you’re not sure about what funds you need for your caravan loans, our trusted consultants are here to help you every step of the way, from choosing the right loan option to building a repayment plan that works for you.

Man putting up awning on the side of his caravan
Inside view of a shower in a campervan or caravan

How do caravan loans work?

Compiling documents, filling out lengthy forms, juggling your budget? Who likes that complicated stuff? We’ve made our caravan loans simple to understand. Our Caravan Loan Calculator will get you an accurate, personalised quote in just a few minutes thanks to its advanced AI technology.

All you need is a few basic details about yourself and the caravan you want the loan for, the system will do the rest. If you’re still not sure, contact our experienced consultants and they’ll walk you through the process step by step

What are the benefits of getting a caravan loan?

Next to your home, a caravan will be one of the most expensive things you own. Maybe you have the savings, but buying that ideal caravan upfront would still dip into your rainy-day funds. You shouldn’t have to compromise when our expertise in the market and dedication to customer satisfaction means your personalised loan will work within your finances, short and long term.

If you are using your caravan for a business you can also claim part of the loan back by making it a tax-deductible asset.

Don’t just take our word for it, you can always check out our happy customers via our testimonials page.

Man helping his son take a camp shower on the side of a campervan
Inside view of a caravan with a TV bed and bathroom in the background

How long does it take to pay off a caravan loan?

You can choose how long you want to take to repay your loan, from between 2-7 years. The longer the loan repayment period the lower your weekly or monthly payments will be. However, you will be making more payments and end up spending more in the long run due to interest. Talk to our experts to find the right time length for you and how you can pay back effectively and easily.

Which caravan loan is the best fit for you?

Stable, secure and agile

Get straightforward financing with a secure loan. Your RV, campervan or camper trailer will be used as a secure guarantee against your chosen loan, giving you the long-term stability of consistent repayment amounts and an ongoing fixed interest rate. If for any reason you’re in a position where you can’t pay your loan, your RV, campervan or camper trailer will be sold and its value will go towards the repayment sum. Any unpaid balance is the consumer’s responsibility. A loan repayment calculator can help you to figure out which loan is going to be most suitable for you and your lifestyle.

  • Enjoy a fixed interest rate
  • Flexible loan lengths ranging from one to five years
  • Pay your way with a set repayment schedule
Metal airstream caravan parked in a desert landscape
Campground with a car, campervans and caravans parked amongst trees with mountains and a lake in the background

Secure, stable, reliable

A personal loan can give you the funds you need to pay for the caravan of your dreams or the add-ons you need to complete your camping collection. If you’re on the hunt for competitive rates, flexible terms that suit you and your budget, and a steady repayment schedule, a personal loan is a great option for you. Your model of choice can be used as security to reduce your interest rate and repayment amounts.

  • Flexible funding for your caravan
  • Competitive rates
  • Secure your loan for a reduced interest rate

Flexible, secure and scheduled

If you’re using your model for business purposes, a chattel mortgage is a great, secure option for your caravan loan. Under a chattel mortgage, your chosen lender buys your vehicle, then registers a mortgage, sets a fixed interest rate and organises an ongoing repayment agreement with you. And because you’re using your RV, caravan or camper trailer for business, you’ll benefit from tax-deductible interest charges and depreciation.

  • Fixed interest rate
  • Flexible loan lengths ranging from one to seven years
  • Residual value or balloon repayments available
Caravan parked with snow covering the top and the ground

Looking for another type of loan?

We love helping people pay for their dream caravan, but it’s not the only thing we do. If you’re looking to get another loan we also offer Business and Personal Loan services.

Whether you want to get that special something or you’re looking to make a business investment we’re happy to help.

Powerful Partnerships

Let’s talk loans. Send us a message and we’ll get right back to you.