Motor Home Loans - Simply Finance

Calculate your
motor home loan

Hit the wide open road with great value motor home, RV or campervan finance from the experts at Simply Finance. With more lending options to choose from, we make finance simple – which means those holiday dreams and road trips around and across Australia are closer than ever!

Available or private motor home sales
Quick and simple online application
No obligation pre-approval
Flexible loan options
Trusted Australian lenders
New and used motor homes

Let Simply Finance help you get the best deal on your new motor home!

Don’t risk paying too much for your new motor home or campervan. The vehicle purchasing division of Simply Finance, Simply Automotive, has the industry contacts, systems and superior purchasing power to offer you better service, a better deal and the best value finance when it comes to buying the vehicle of your choice.

Applying for a Simply Finance motor home loan is easy!

Call one of our motor home loan specialists today on 1300 115 263

Complete the simple form below to compare car loans from a wide range of lenders to find the best option for you.

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Loan amount*
Post Code*
Car make
Car model

Which kind of motor home loan is best for you?

Simply Finance offers two motor home loan options; talk to us and we’ll arrange the best one to suit you.

Secured personal motor home loans

A loan for the full cost of the motor home, which is then used as security for the loan.

Stability of a fixed interest rate
Flexible loan lengths between 1–5 years
Set repayment schedule

Chattel Mortgage

If you use your motor home for business purposes for at least 51% of the time, this loan option allows you to own your vehicle from the start.

Fixed interest rate
1-7 year loan length
Possible tax benefits
Residual value or balloon payments available

FAQ

What is a chattel mortgage?
What is a secured personal motor home loan?

What is a chattel mortgage?

Under a chattel mortgage, your lender agrees to purchase the motor home, and you agree to make regular repayments. The lender registers a mortgage on the vehicle, with interest rates fixed for the life of the loan. The advantage of this loan for small business is that if the vehicle is used for business purposes, interest charges and depreciation on the vehicle may be tax deductible.

What is a secured personal motor home loan?

If you want a straightforward loan with the stability of your repayment amounts and interest rate fixed over the life of the loan, you can take out a secured loan. This means your motor home will be used as security (guarantee) against the loan. So if for any reason you are unable to pay off your loan, your motor home will be sold and used to reducing the remaining loan amount. Any unpaid balance will be your responsibility.