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Simply Finance makes
marine finance simple!

Take to the water sooner with fast pre-approval and expert service from the boat loan experts at Simply Finance. Whether you’re a powerboat enthusiast or you prefer sail power; whether it’s for fishing or family days messing about on the river, Simply Finance will launch you with the right boat and the right loan.

  • Competitive loan rates
  • Apply online in minutes from your mobile, tablet or desktop
  • Find out how much you can spend with our no obligation pre-approval
  • Reputable Australian lenders
  • Flexible options – whether it’s for business or personal, we’ll tailor a boat loan option to suit you
  • Professional, personal service from an experienced boat loan consultant

Let Simply Finance help you get the best deal on your new boat!

Don’t risk paying too much for your new boat. The vehicle purchasing division of Simply Finance, Simply Automotive, has the industry contacts, systems and superior purchasing power to offer you better service, a better deal and the best value finance when it comes to buying the boat of your choice.

Applying for a Simply Boat loan is easy!

Call one of our car loan specialists today on 1300 115 263

Complete the simple form below to compare car loans from a wide range of lenders to find the best option for you.
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Which kind of boat loan is best for you?

Simply Finance offers two boat loan options; talk to us and we’ll arrange the best one to suit you.

Secured personal boat loans

A loan for the full cost of the boat, which is then used as security for the loan.

  • Stability of a fixed interest rate
  • Flexible loan lengths between 1–5 years
  • Set repayment schedule

Chattel Mortgage

If you use your boat for business purposes for at least 51% of the time, this loan option allows you to own your boat from the start.

  • Fixed interest rat
  • 1-7 year loan length
  • Possible tax benefits
  • Residual value or balloon payments available


Under a chattel mortgage, your lender agrees to purchase the boat, and you agree to make regular repayments. The lender registers a mortgage on the boat, with interest rates fixed for the life of the loan. The advantage of this loan for small business is that if the boat is used for business purposes, interest charges and depreciation may be tax deductible.
If you want a straightforward loan with the stability of your repayment amounts and interest rate fixed over the life of the loan, you can take out a secured loan. This means your boat will be used as security (guarantee) against the loan. So if for any reason you are unable to pay off your loan, your boat will be sold and used to reducing the remaining loan amount. Any unpaid balance will be your responsibility.

Our Partners

Swan Insurance
St George
Money 3
Now Finance
Alphera Financial Services


Call us on 1300 115 263

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