If you have your own business and require a car loan, it can be difficult navigating the car finance options that will be best for you. If you are self-employed, aren’t registered for GST or have had your ABN for less than a year, your car loan options will vary. As someone running their [...]
If you need a car loan, you may not have all the spare time required to fill out the seemingly endless paperwork, or perhaps if you’ve just started a business and are unable to provide all the necessary documentation for a traditional loan. In such cases, your best option is a low doc car [...]
It’s a common assumption that buying a car privately gives you a better deal than if you were to buy one from a dealership. However, there is more to buying a used car than the price tag. How can you be sure that you are buying a car in good condition and no potential [...]
For business owners looking to expand a business fleet, finding the right finance option to purchase commercial vehicles is a key consideration. Business owners usually have a choice between leasing and buying. Being aware of the advantages and disadvantages of each option will help you decide which will be the best way for you [...]
If you’re in the market for a new vehicle but don’t have the cash to make a purchase, exploring the option of a car loan should be your first step. This can be an overwhelming task as there are many different loan options, but with professional advice from Simply Finance, you can avoid all [...]
When it comes to determining whether you are eligible for tax benefits on your car loan, it comes down to one crucial distinction – do you use your car for personal or business use? While there are no tax deductibles for personal use – such as commuting between home and work – Australian companies [...]
For many small- to medium-sized businesses, having a reliable company vehicle is crucial to their growth. SMEs need to make deliveries, pick up materials from suppliers and make sales visits to customers. Purchasing a business vehicle can be costly, and more often than not, newly established businesses do not have the budget to buy [...]
If you’re self-employed, you enjoy the advantages of independence and the sense of pride in a job well-done. Your services may be sought-after, and your business may be very profitable, so why should it be so hard to get finance for your new vehicle? In general, finance is harder to secure if you have [...]
You’ve found the vehicle you want to purchase and have weighed up all the pros and cons of one model versus another. You’ve probably looked at the relative advantages of different types of vehicles in great detail and spoken to motoring experts along the way. Few of us can afford an outright purchase, so [...]
Having a good credit record comes in handy for when you want to apply for certain loan products. It determines the credit risks that are associated with loaning you money. Having a low credit score limits your chances of a loan approval, but there are many ways you can improve your credit score, one [...]
