Personal Car Loans

Looking for a great car loan with a great interest rate?

Buying a new car should be a happy experience, so whether your dream car is new or pre-loved, we’ll help by making it fast and easy to get the finance you need. We have access to a wide range of some of Australia’s leading financial institutions, so we can find just the right car loan to suit you and your personal circumstances.

Simply Finance offers simply better finance:

Same business day approval

Once we’ve done the paperwork, you should be ready to go.

Your own personal
finance consultant

When you deal with Simply Finance, you’ll have a professional finance consultant located in your area, who can personally answer all your questions.

New and used car loans

Even if you purchase your car privately, we can find you the best value car loan.

Purchase with confidence

Find the new car you want, bring us a written quote from the dealer, and we’ll guarantee to beat it by 10%* – that’s the Simply Automotive ‘Best Price Guaranteed’.

You’re in control

Be in charge from the start. Even before you start looking for your new car, we’ll let you know exactly how much you can borrow. We’ll even provide a free vehicle inspection, as part of the service.

Get the best deal on your new car with Simply Finance.

Don’t risk paying too much for your new car. The vehicle purchasing division of Simply Finance, Simply Automotive, has the industry contacts, systems and superior purchasing power to offer you better service, a better deal and the best value finance when it comes to buying the car of your choice. Find the new car you want, bring us a written quote from the dealer, and we’ll guarantee to beat it by 10%*.

It’s the Simply Automotive ‘Best Price Guaranteed’, and it’s designed to help you buy your new car with complete confidence.

Applying for a Simply Finance loan is easy!

Call one of our car loan specialists today on 1300 115 263

Complete the simple form below to compare car loans from a wide range of lenders to find the best option for you.

1

2 Step 2 of 2

Loan amount*
Post Code*
Car make
Car model

Which kind of car loan is best for you?

Talk to us and we’ll arrange the car loan to best suit you.

Consumer Loans

The most popular and straightforward way to finance your car.

The option to pay off your loan early
Stability of a regular repayment structure
New and used cars; private sales and dealerships
No deposit car finance

Personal Loans

Secured and unsecured loan options available.

Stability of a fixed interest rate and scheduled repayments
Flexible loan lengths between 1–7 years
Loan amounts start from $4,000

FAQ

What is a car loan?

A car loan means you can get that set of wheels without having to pay the full purchase price upfront. You borrow an amount of money from a financer/lender like Simply Finance, and then throughout a planned loan period you pay back the full purchase price plus interest through a schedule of repayments.

What are the benefits of a car loan?

One of the main benefits of a car loan is the flexibility. We can tailor your loan to suit you, allowing you to pay off your car according to your means; for instance, you could choose to pay it over one year, seven years or any number in between. Interest rates on car loans are generally more competitive than personal loan alternatives, which makes buying a new car even easier.

What is the difference between an unsecured loan and a secured car loan?

If you want a loan with faster approval and a lower interest rate, you can take out a secured loan. This means your vehicle will be used as security (guarantee) against the loan, making it less of a risk to the lender. An unsecured personal loan allows you to borrow a sum of money with no asset attached. Your Simply Finance consultant can talk you through the options and find the most suitable one for you.