Truck Loans & Financing
Fast and effective business use loans.
Get the funding you need to do the work you love
Our wide range of flexible truck loans are here to make your journey hassle-free, so you can get out on the road faster. Getting truck finance shouldn’t be a hassle; that’s why we keep things simple with an easy-to-use online system and experienced consultants. Whether your truck is for personal use, business or both, we always fight hard to get our customers the best tailor-made loans for their situation. Our network of trusted partners allows us to get you the perfect truck loan, with rates that often beat out the four big banks.
Apply for a personal loan for the truck you’ve had your eye on or a business truck loan to get up-and-running easily and earning earlier.
Reputable lenders
Access a wide network of accredited
and trusted Australian lenders.
Competitive rates
Score a competitive rate. Your loan should work for you, not the other way around.
Same business day approval
It doesn’t get much faster than that! Once we’ve got what we need, you should be good to go.
How do truck loans work?
The process is quick and simple – you can either do it online or contact us directly; we’re always happy to help you along. All you need to do is answer some simple questions to get a personalised quote in minutes, thanks to our advanced AI system.
- What are the benefits if getting a truck loan?
- How much can I borrow for my truck?
- Do you provide loans to owner-drivers?
- Do you offer loan protection for truck loans?
Benefits of getting a truck loan
Getting the right loan for your truck finance is both practical for personal use and efficient for business. With a tailor-made repayment plan, you will be able to manage your cash flow more effectively. Talk to our consultants about your long-term plan, so you can be prepared for the truck’s entire lifespan. Secure your finances earlier by going through the fast pre-approval process to keep things simple.
Getting a business loan also allows you to claim part of the loan back on tax and makes it easier to apply for more vehicle assets or equipment loans.
How much can I borrow?
We allow you to borrow what you need to get you going. Every situation is different, but if you meet the requirements then a maximum limit isn’t an issue.
Do you provide loans to owner-driver loans?
We provide many loans for both owner drivers and traditional trucking businesses. We are experienced in helping sole traders and managers looking to get fleet vehicle loans, which includes trucks.
Loan protection for truck loans
Want to protect your truck finance? Our loan insurance gives you even more flexibility and control. We offer Loan Termination Insurance, GAP Insurance and Consumer Credit Insurance. Our insurance options are here to help you with whatever happens down the road.
What type of loan best suits a truck driver?
If you are self-employed and are looking to simply buy or upgrade a truck quickly, the Low-Doc (low documents) loan is simple, secure and fast.
In the truck driving business for the long haul? The Chattel Mortgage is your best option, with its fixed interest rate and loan length lasting up to seven years.
If you think you are going to be switching out trucks or changing models regularly, the Asset Lease lets you rent a truck with ultimate flexibility.
What is a low doc loan?
The fast and easy way to get your business on the move.
If you’re self-employed, a sole trader or a small business owner, the laundry list of details and documents that big banks or loan institutions ask for can be overwhelming. Low-document (or low-doc, for short) loans just need proof of ID and some supporting information – simple, easy and fast!
- Lighten the paperwork load
- Get a flexible and efficient loan
- Use for private dealer sales – old and new
What is chattel mortgage?
A chattel mortgage is great if you use your car for business at least 51% of the time.
Your lender of choice will purchase your vehicle, register a chattel mortgage, fix an interest rate and set up a repayment schedule agreed to by you. Enjoy tax-deductible interest charges and depreciation if you own a small business.
- Fixed interest rate
- Flexible loan lengths ranging from one to seven years
- Residual value or balloon payments available
What is an asset lease?
Get all the perks of truck ownership with none of the responsibility
Pay a fixed monthly lease or rental amount for the lifespan of your loan for ultimate business flexibility. Rest assured, asset leases are structured in line with ATO guidelines, sitting on the balance sheet as a business expense. Your options are:
- Take ownership of your asset by paying its remaining value
- Trade in, make a swap and switch out
- Refinance outstanding payments
Looking for another type of loan?
We love helping truck drivers with their finances, but it’s not the only thing we do. If you’re looking to get another loan, we offer many Business and Personal Loan services.
Whether you want to get that special something or you’re looking to make a smart business investment, we’re happy to help.
Powerful Partnerships
